Hans Bald, Founder and Chief Executive Officer of 20 Gates, has over 30 years experience in structured finance and is one of the leaders in the industry. Prior to starting 20 Gates, he spent 10 years heading up the Conduits and Credit Products Group within Fixed Income at Credit Suisse, responsible for the structuring, purchase, and portfolio management activities of Alpine Securitization Corp – coordinating the firm’s secured lending activities. Along with his asset-backed conduit responsibilities, Hans was also responsible for the ABCP trading desk and the Auction Rate Securities Desk. Previously, Hans was the head of the debt origination unit at Smith Barney responsible for CP, CD and MTN programs. From 1987 to 1994 he held various positions within Merrill Lynch’s Money Markets Division, including Product Manager for Commercial Paper. Hans received his BBA in Finance from Ohio University and his MBA from The Wharton School, University of Pennsylvania.